This New Insurance Trend Could Replace Traditional Policies The insurance industry is going through a quiet revolution—and it’s not just about digital apps or faster claims. A growing number of consumers and businesses are shifting away from old-school annual policies and fixed premiums. Instead, they’re embracing a flexible, tech-driven alternative that’s changing the way we … Read more
Why Business Owners Are Rethinking Cyber Insurance Cyber insurance used to be an afterthought for many small and mid-sized businesses—something only big tech firms and global corporations worried about. But with cyberattacks growing in frequency, severity, and sophistication, business owners across every industry are now rethinking cyber insurance—not just if they need it, but how … Read more
Can You Sue Your Insurance Company? Here’s When You Should You’ve faithfully paid your insurance premiums month after month, expecting peace of mind in return. But what happens when disaster strikes—and your insurance company doesn’t come through? Unfortunately, claim denials, underpayments, or unreasonable delays aren’t uncommon. And when negotiations break down, you might start wondering: … Read more
The Fastest-Growing Type of Insurance You’ve Never Heard Of Insurance has always been about protecting what matters most—our health, homes, cars, and lives. But in recent years, a new kind of coverage has quietly surged in popularity, and chances are, you’ve never even heard of it: cyber insurance. As our lives become more digital—banking online, … Read more
Will Your Insurance Protect You During a Natural Disaster? Natural disasters—whether hurricanes, wildfires, floods, or earthquakes—can strike without warning and leave devastating damage in their wake. When disaster hits, many homeowners and renters turn to their insurance policies for relief. But the tough reality is: not all insurance policies cover natural disasters equally, and some … Read more
How Your Credit Score Is Secretly Affecting Your Premium When you think about what affects your insurance premium, things like your driving record or home location probably come to mind first. But there’s a lesser-known factor quietly influencing how much you pay every year: your credit score. Many insurers use your credit history as part … Read more
Why Your Home Insurance May Not Cover Flood Damage When you think about protecting your home, having insurance gives a sense of security. But here’s a harsh truth many homeowners discover too late: Most standard home insurance policies do NOT cover flood damage. Flooding is one of the most common and costly natural disasters, yet … Read more
Do You Really Need Burial Insurance? Experts Share the Truth When it comes to planning for the future, burial insurance often flies under the radar. Also called final expense insurance, burial insurance promises to cover funeral costs and related expenses—offering peace of mind that your loved ones won’t be left with unexpected bills. But the … Read more
How Teens Can Tank Your Car Insurance Rates – And What to Do About It Having a teen driver in the house often means a big milestone—and a big hit to your car insurance premiums. If you’ve noticed your rates skyrocketing after your teenager got their license, you’re not alone. Insurers see teen drivers as … Read more
These Simple Fixes Could Cut Your Premium by 30% Insurance premiums can feel like a heavy burden on your budget—especially when they seem to climb every year. But what if you could slash your premium by as much as 30% without sacrificing coverage? The good news: Small, strategic changes to your insurance can lead to … Read more